Brokerage account
Explore a range of investment choices with flexibility in how you manage them. Learn what a brokerage account is and whether it might be the right choice for you.
Looking to give a minor child a gift of investment or cash? Or do you want to use systematic investing to put your investing on autopilot? Those are some of the goals you can achieve with our Edward Jones Select Account. As a non-retirement brokerage account, this account gives you a broad range of investment choices, and flexibility in how to manage them. Whether you prefer a more hands-on or hands-off approach, our financial advisors can find the right brokerage account option for you.
What is a brokerage account?
A brokerage account is a non-retirement investment account that lets you buy and sell securities like stocks, bonds, mutual funds and ETFs. You can deposit as much money as you'd like and withdraw at any time without penalty; however, there may still be implications or taxes owed. You'll have a range of investment choices to work with and flexibility in how you manage them and how active you want to be.
Brokerage accounts are ideal tools for investing money, though investment income earned from a brokerage account may be subject to capital gains taxes.
What does a brokerage account do?
A brokerage account provides a savings and investment vehicle ideal for a wide variety of financial goals. Most brokerage accounts do not require a minimum investment amount or fee to open, and you invest in mutual funds, ETFs, stocks, bonds, and certificates of deposit (CDs) to help grow your savings. You can also take your money out anytime with no early withdrawal penalty.
What is the benefit of a brokerage account?
Unlike a tax-advantaged account like a retirement account , a brokerage account has no contribution or withdrawal limits. This makes it a good account to use for investing toward short- and long- term goals. While invested money is subject to market risk, a brokerage account can help your funds grow. If you have more questions about brokerage accounts, get in touch with a Financial Advisor.
Brokerage account features at a glance
- Hands-on or hands-off approach, depending on account type
- Stocks, bonds, certificates of deposit (CDs), mutual funds, exchange-traded funds (ETFs) and annuities
- Flexibility
- $0 minimum
- Withdraw at any time with no fees or penalties
Is a brokerage account right for me?
An Edward Jones financial advisor can take your entire financial picture into account to help you determine the right money moves for your circumstances and goals. A brokerage account may be the smartest choice if you have a particular savings goal, such as a vacation, new car or down payment on a home. A brokerage account can also serve as a vehicle for saving emergency funds, as you can access the cash at any time without penalties.
Edward Jones Brokerage Accounts
Looking to open a brokerage account? We offer brokerage account options for active investors or those who want to want to take a more hands-off approach.
Custodial accounts
If you want to give a minor child a gift of investments or cash, opening a custodial account may be just the solution. There are no contribution limits and no gift tax-incurred for contributions up to $19,000 ($38,000 per couple) for each beneficiary in 2025.
Select Account
We provide the portfolio framework – you decide how to build and manage it with our Select Account.
Systematic investing
Take a disciplined approach to your investing and avoid trying to time the market by using systematic investing to automatically invest or sell on a regular schedule. We offer three systematic investing programs with this type of brokerage account.